President – NMLS 316891 BRE 01281085
With over 17 years of experience in the mortgage industry, I created SeaCliff Mortgage in 2012 to help customers with home purchases, reverse mortgages, debt consolidation, refinancing, and more.
My passion is to provide individual attention to each person I work with so that they have a positive experience and receive the best results possible. In fact, (unlike large corporations) clients can access me 24/7 with their questions and concerns!
Over my career, I have funded thousands of loans with all types of special circumstances and challenges with a serious commitment to this industry as a member of the California Association of Mortgage Professionals. And unlike others, I have passed the appropriate real estate and NMLS exams and constantly keep up with the latest updates, news and industry insights.
Happily married for 30 years to my wife Laurie, we have two, wonderful children. Our son graduated from the University of Houston and has been teaching English in Spain for the last two years. Our daughter attends Fullerton University. As an avid tennis player, I compete in several tournaments per year with the Orange County Gran Prix, Adoption Guild, Queen of Hearts, and local club events.
In addition, I enjoy skiing (having spent three years in Steamboat Springs prior to starting a family), RVing, boating and hanging out with family, friends and our dog, D.J., in Havasu Springs. When not working with clients and time permits, you’ll find me visiting the great wineries in Paso Robles!
Loan Officer – NMLS 895610 BRE 01391807
I obtained my real estate license in 2003 and migrated to lending several years ago. I pride myself in staying on top of all the programs and guidelines in lending today to best serve my clients. I work closely with realtors, financial planners, business associates, friends, family and client referrals. I find the right loan program to fit each individual’s needs with a refinance, purchase, debt consolidation or reverse mortgage. I understand that referrals drive my business and work hard to satisfy my clients so they pass on my name. I look forward to hearing from you.
Married, mother of three wonderful daughters, we spend time off road racing and camping all over southern California. We enjoy the coastal lifestyle living near the beach, being outside bicycling or taking in some good food or shops in Pacific City.
Loan Officer – NMLS 296009 BRE 00558967
Licensed in real estate for over thirty years and lending for the past 20 I’ve seen lots of changes and gained plenty of experience. I have the patience to get the job done and will be there to answer your questions throughout a purchase, refinance or reverse mortgage loan. My clients know that they can count on me from start to finish to be on top of all the details to get their loan funded. I look forward to hearing from you soon.
I’m an avid golfer and tennis player who loves the outdoors and time with my wife. I’ve lived in Southern California most all my life and wouldn’t live anywhere else.
Senior Loan Coordinator – NMLS 1706562
Joseph’s experience provides a large networking field of professionals in which he frequently taps for mentoring, marketing and word-of-mouth advertising, but most of all his connections with the largest real estate, financial, and retail corporations in the nation. Joseph attended and graduated California State University, Chico. His degree is in Business Administration with a focus on Finance.
Joseph is a long-time resident of Huntington Beach, CA. At 31 years old, he is married with three beautiful children. This gives him a unique perspective and genuine desire to grow a successful company.
Loan Processor – NMLS 33563 BRE 01722370
As a processor, I have to be completely organized with all of today’s regulations. I am in charge of working on a loan file from the very beginning up to the point of funding. I am responsible for organizing the data needed to submit to the many different banks that we work with. I work diligently with the underwriter all the way to funding. I have experience in calculating income, clearing title, and reviewing appraisals.
I have extensive experience with Portfolio, A Paper, FHA,VA, Reverse and Fannie, Freddie and HARP programs. I successfully communicate with our loan officers, escrow and title companies handling various processing issues and problem solving. I am used to working in a fast paced environment, and have the ability to multi-task and prioritize our daily workload while delivering complete, accurate and quality work on multiple files in our pipeline. We will get your loan funded and closed on time!
Having been self-employed most of my life, I am very well versed in business development. I successfully built an interior landscape company before transitioning into real estate and finance several years ago. I’m the hands-on person assisting the entire staff with marketing materials, direct mailer programs, assistance and branding to make sure Seacliff Mortgage is the best it can be.
I enjoy tennis, traveling with my family in our RV and time with our Labrador Retriever.