Need a Home Loan in Huntington Beach or a Reverse Mortgage?

The key tips necessary to really save time, money and hassle

Find a home loan in Huntington BeachAre you looking for a home loan in Huntington Beach?

How about a reverse mortgage?


If so, we are here to help. While we have our mortgage business in Huntington Beach, we are also local residents. We know you have numerous decisions to make when it comes to obtaining a home loan and figuring out the right situation for your budget and lifestyle needs in this very popular area of California.

With this in mind, here are some tips to help you save time, money and hassle in the process:

Home Loan Tips for New Home Buyers

  • Check your credit score.

Do you really know your current financial situation? Before you start the home loan process, find out what your credit score is. This is what most banks check first to see if they can give you a loan, what your interest rate will be and more.

Your credit score tells them how well you pay back creditors, how much you currently have on loan relevant to what you have coming in, and more. And note that you actually have three credit scores from three, different bureaus including: Equifax, Experian and TransUnion.

To check your credit score, there are several free services online. Or you can go directly to and pay to receive all three scores at once.

  • Get help.

Whether your credit score is low or high, your next step is to find help from a professional Contact an experienced mortgage broker in your area who has passed all of the pertinent, real estate exams and the NMLS. With their extensive knowledge of current industry trends and vast network of connections, they can help you get the best mortgage rates and programs available to save time, money and hassle.

And if you don’t have the best credit, they can help you with debt consolidation and answer your questions. Plus, they can find a lender for you outside of the traditional banks so you can get the lowest rate possible pertinent to your particular situation.

What if you are in a different situation and want to learn more about getting a reverse mortgage in Huntington Beach?

Reverse mortgages from SeaCliff Mortgage

Why there is a lot of “buzz” now about reverse mortgages, they may or may not be right for you.

Basically, a reverse mortgage allows a homeowner who is 62 or older to convert part of their home’s equity into cash. You don’t lose your home in the process, but there are certain requirements involving staying in the home, paying pertinent taxes and insurance fees, and more.

Before taking this step, it’s important to speak to an experienced and licensed reverse mortgage originator. They will discuss your unique situation with you and provide details on the entire process so you don’t get caught with any surprises.

Whether you are looking for a home loan in Huntington Beach, a reverse mortgage or just help with debt consolidation, we have been helping people just like you in the local area for many years.

Why not give us a call and see how we can help you get a great home loan rate, discover more about reverse mortgages or just get your questions answered?

Contact us here for more information today!

Inside Tips to Buy a Home in Orange County This Spring


Huntington Beach mortgage expert shares insights at

Huntington Beach, CA – April 6, 2017 – Want to buy a home in Orange County, CA this spring? Before the search begins for a dream home in the OC, there are a few things to know to save time and money in the process.

Jerry McCormick, a local resident with over 17 years of experience and expertise in the mortgage industry, shares his insights for success in his new tip sheet at

“5 Tips to Save Time, Money and Stress Buying a Home in Orange County this Spring”

Jerry McCormick of SeaCliff MortgageThis free tip sheet provides valuable information on how to get the best home loan rate possible and save time and money in the process,” states McCormick, the SeaCliff Mortgage Founder who has funded thousands of loans to help people buy their dream homes in Orange County, CA. “At no cost, readers will learn how to avoid unnecessary mistakes that can cause a lot of hardship and stress.”


In the free tip sheet, McCormick reveals exclusive information such as:

• How to get the best home loan rate possible;
• Which professionals are necessary to successfully purchase a home; and
• How to avoid unnecessary fees and more!

Save Money and Buy a Dream Home in Orange County with These Essential Tips.

With a competitive housing market, it’s essential to prepare accordingly for a home purchase. Discover what is available, get the best mortgage rates and more with these inside, expert tips. It’s time to beat the competition and successfully buy a home in Orange Country as quickly and cost-effectively as possible!

To get a copy of this free tip sheet, visit today.

About SeaCliff Mortgage
With over 17 years of experience in the industry, local expert Jerry McCormick created SeaCliff Mortgage in 2012. The company has funded thousands of loans with all types of special circumstances and has a serious commitment to this industry as a member of the California Association of Mortgage Professionals. Unlike others, McCormick has passed the appropriate real estate and NMLS exams and provides individual care to all clients who can access him at any time. For home purchases, reverse mortgages, debt refinancing, and more, visit or call 714-969-2444.

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Media Contact: Melanie Rembrandt, Rembrandt Communications®, 800-PR1-0116

5 Tips to Save Time and Money Buying a Home in Orange County This Spring

Local, Huntington Beach mortgage expert, Jerry McCormick, shares insights

Buy a home in Orange County

Spring has sprung, and that means prime home-buying season is here! But before you start looking for your dream home in Orange County, there are a few things you need to know to save time and money in the process.

Jerry McCormick, a local resident with extensive experience and expertise in the mortgage industry, shares his insights for success…

5 Tips to Save Time, Money and Stress Buying a Home in Orange County this Spring

1. Review your finances and discover what you really need to know to get the best loan.

While you may want to jump on purchasing that dream home you find online, don’t do anything until you check your qualifications with a lender. This will determine how much you can buy, your comfort level and what documentation you really need. They can review your financial situation with you, offer suggestions to improve your credit score, provide various options, and fill you in on the little details that you need to know … and may not be aware of at all!

2. Don’t go to the bank or credit union for the best home loan rates.

The first thing you might think of when getting a home loan is to visit your local bank or credit union. Instead, contact a mortgage broker in your area. Mortgage brokers know current rates, have valuable connections in the industry and can save you a lot of time, effort and hassle finding the best mortgage rates and programs.

Often times, a broker can find a lender who accepts homes loans that the banker foregoes… and still offer you the lowest rates available. Plus, an experienced mortgage lender can look at your specific situation and offer suggestions to help you secure a loan that fits your unique needs.

3. Find a good, local REALTOR®.

You may think that you can save money by hunting for a home on your own. But if you want to beat someone else from buying your dream home first, you’ll want the competitive edge of having a local real estate professional on your side.

REALTORS® know the local market, communities, people, schools, crime rates, traffic, and so much more. They can find hidden gems you simply can’t access on your own. And with their strong relationships with other agents, they have a unique network to discover homes that will be on the market in the near future, know if a seller is highly motivated to sell and open to all offers, and more.

4. Don’t pay more than necessary in fees.

While you may be focused on your mortgage rate or refinancing, you also need to look at how you can reduce your fees. Depending on market conditions and the seller’s motivation or timetable, you may be able to arrange for the seller to pay some, or all, of these fees.

And if you close toward the end of the month, you can avoid prepaid interest charges and ask the seller to pay for the closing costs. Although this may not be possible if the real-estate market is hot, it can be an option in the right situation. After all, if you find a home that has been on the market for a while, or a motivated seller, there is a big opportunity to save a lot of money.

5. Have you thought about getting a reverse mortgage (for those age 62 or older)?

You’ve probably seen the TV commercials and didn’t give them a second thought. However, a reverse mortgage may be just the right thing for you!

You won’t need to come up with a house payment. And a reverse mortgage can give you a line of credit that grows at a nice interest rate… giving you a stable retirement.

Also, if you want to downsize, find a home without stairs, move closer to the family, and more, you can use a reverse mortgage for a home purchase as well.

Get the Inside Scoop Before Purchasing a Home in Orange County, CA.

Before you start shopping for a home this spring, stop and do a few things first. Check your finances and find an expert mortgage professional and local REALTOR® to help you with your specific needs. They’ll review your unique financial situation and discuss reverse mortgages and other options with you. Plus, they’ll be able to help you reduce fees and get the best rates possible.

With their expertise, you’ll have a competitive edge to discover and purchase your dream home before someone else does! And, you’ll save time, money and effort in the process.

Are you ready to find out the inside information you need to buy a home and save time, money and effort in the process?

Contact Jerry McCormick for more details today here.